Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 49 Page 50 Page 51 Page 52 Page 53 Page 54 Page 55 Page 56 Page 57 Page 58 Page 59 Page 60 Page 61 Page 62 Page 63 Page 64 Page 65 Page 66 Page 67 Page 68 Page 69 Page 70 Page 71 Page 72 Page 73 Page 74 Page 75 Page 76 Page 77 Page 78 Page 79 Page 80 Page 81 Page 82 Page 83 Page 84 Page 85 Page 86 Page 87 Page 88 Page 89 Page 90 Page 91 Page 92 Page 93 Page 94 Page 95 Page 96 Page 97 Page 98 Page 99 Page 100Proud to be in Good Company PeoplesChoice Credit Union recently received the Best Places to Work award for the 7th consecutive year! We truly value our employees and the value they place in our members. PeoplesChoiceME.org Saco • Biddeford • Sanford • Wells 20 2016 62 p o r t l a n d monthly magazine dollars & sense Checking account fee: None with Step Up checking Highest savings account APY & terms: 3.56% APY with High5 Checking Account. Credit card APRs for A, B, C credit scores: MasterCard has no fees. UChoose Reward: 6.90%-15.90% Best APR for 60-month auto loan: 3.99%APR Lowest 30-year fixed rate res. mortgage APR: 4.083% or 3.514% with a 15/15 Mortgage Lowestres.mortgageAPR&terms: 2.950%,10-yearfixed Highest APY opportunity: 2.50% Highest CD APY & terms: 2.50% Best APY for 12-month IRA: 2.50% Electronic check scanning on mobile devices: Yes Game Changer: “We have some of the most unique products and services around. From our 15/15 mortgage to our High5 Checking account with Jump Start Direct deposit, we really go the ex- tra mile to ensure our members are able to do the most with their money.” –Mary Post, Marketing Manager Maine Savings FEDERALCREDITUNION mainesavings.com Branches: 10; Non-customer ATM charge: Yes Refund ATM surcharges: Yes if qualified Checking account fee: No Highest savings account APY & terms: 0.5% Credit card APRs for A, B, C credit scores: 9.99%-12.99%. Best APR for 60-month auto loan: 3.19% for a new car Lowest 30-year fixed rate res. mortgage APR: 3.653% Lowestres.mortgageAPR&terms: 3.039%, 10-year fixed HighestAPYopportunity: 1.55%, 5-year CD, $500 min. deposit HighestCDAPY&terms: 1.55%,5-year, $500min.deposit BestAPYfor12-monthIRA:0.35%, $500 min. deposit Electronic check scanning on mobile devices: Yes Game Changer: “The customer service you expect from a credit union with the technology of a larg- er institution. Our mobile banking app even al- lows you to apply and get approved for certain loans without having to go in to a branch.” –Kirk Duke, Marketing Maine State CREDITUNION mainestate.cuview.net Branches: 3; Non-customer ATM charge: Yes Refund ATM surcharges: No Checking account fee: No. Highest savings account APY & terms: 0.449%, $10,000 min. balance Credit card APRs: 9.99%.-11.90% Best APR for 60-month auto loan: 2.99% Lowest 30-year fixed rate res. mortgage APR: 4.066% Lowest res. mortgage APR & terms: 2.919%, 10-year fixed Highest APY opportunity: 2.99%, 5-year CD, $500 min. deposit HighestCDAPY&terms: 2.00%,5-year, $500min.deposit Best APY for 12-month IRA: 0.50%, $500 min. deposit Electronic check scanning on mobile devices: No Ocean Communities FederalCredit union oceancommunities.com Branches: 5; Non-customer ATM charge: $2; Refund ATM surcharges: Yes, if requirements are met.