This is the Year Your Ship Comes In (continued from page 37) DREAM FIRST National Bank We live by a simple idea, and hope you do too: Dream First, then go from there. Because you can. A Division of The First Bancorp • 800.564.3195 • TheFirst.com • Member FDIC Bangor • Bar Harbor • Blue Hill • Boothbay Harbor • Calais • Camden • Damariscotta • Eastport Ellsworth • Northeast Harbor • Rockland • Rockport • Southwest Harbor • Waldoboro • Wiscasset SVN | The Urbanek Group Commercial Real Estate Advisors 100 Silver Street, Portland ME | 207.613.7400 www.theurbanekgroup.com All SVN® Offices Independently Owned And Operated Dollars & Sense 80 p o r t l a n d monthly magazine Highest savings account APY & terms: 0.15%, $50,000 + Money Market Account Credit card APRs for A, B, C credit scores: N/A Best APR for 60-month auto loan: 3.63% on new cars (special rate) Lowest 30-year fixed rate res. mortgage APR: 4.158% Lowest res. mortgage APR & terms: 3.558%, 15-year fixed Highest APY opportunity: 1.30% 59-month special $2,500 min. Highest CD APY & terms: 1.30% 59-month special $2,500 min. Best APY for 12-month IRA: 0.15%, $500 min. Electronic check scanning on mobile devices: Yes GORHAM SAVINGS BANK gorhamsavingsbank.com Branches: 14; Non-customer ATM charge: $3.50 Refund ATM surcharges: Yes, for some accounts Checking account fee: None for most accounts cHighest savings account APY & terms: 0.25%, $75,000 min. Credit card APRs for A, B, C credit scores: 13.99% - 23.99% Best APR for 60-month auto loan: 4.13% Lowest 30-year fixed rate res. mortgage APR: 4.172% Lowest res. mortgage APR & terms: 3.415%, 10-year fixed Highest APY opportunity: 1.15%, 5-year, $500 min. deposit Highest CD APY & terms: 1.15%, 5-year, $500 min. deposit Best APY for 12-month IRA: 0.40%, minimum $500 Electronic check scanning on mobile devices: Yes KENNEBUNK SAVINGS kennebunksavings.com Branches: 13; Non-customer ATM charge: $3 Refund ATM surcharges: Yes Checking account fee: Not for the Breakaway Checking Highest savings account APY & terms: 0.10%, $5,000 min. balance Credit card APRs for A, B, C credit scores: 12.99% to 23.99% Best APR for 60-month auto loan: 4.29% for a new car Lowest 30-year fixed rate res. mortgage APR: 3.80% Lowest res. mortgage APR & terms: 3.350%, 15-year fixed Highest APY opportunity: 1.31%, 5-yr. CD, $500 min. deposit Highest CD APY & terms: 1.31%, 5-year $500 min. deposit Best APY for 12-month IRA: 0.40%, $500 minimum Electronic check scanning on mobile devices: Yes