Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 49 Page 50 Page 51 Page 52 Page 53 Page 54 Page 55 Page 56 Page 57 Page 58 Page 59 Page 60 Page 61 Page 62 Page 63 Page 64 Page 65 Page 66 Page 67 Page 68 Page 69 Page 70 Page 71 Page 72 Page 73 Page 74 Page 75 Page 76 Page 77 Page 78 Page 79 Page 80 Page 81 Page 82 Page 83 Page 84 Page 85 Page 86 Page 87 Page 88 Page 89 Page 90 Page 91 Page 92 Page 93 Page 94 Page 95 Page 96 Page 97 Page 98 Page 99 Page 100D e c e m b e r 2 0 1 6 5 9 dollars & sense Best APY for 12-month IRA: 0.25%,$1,000min.deposit Electronic check scanning on mobile devices: Yes. SACO&BIDDEFORDSAVINGS sbsavings.com Branches: 6; Non-customer ATM charge: $3.50 Refund ATM surcharges: No Checking account fee: Several no fee options Highest savings account APY & terms: 0.37%, Mainely Preferred account, $100,000 min. balance Credit card APRs for A, B, C credit scores: N/A Best APR for 60-month auto loan: 3.5% Lowest 30-year fixed rate res. mortgage APR: 3.799% Lowest res. mortgage APR & terms: 3.212% HighestAPYopportunity: 1.50%,5-yearCD, $500min.deposit HighestCDAPY&terms: 1.50%,5-yearCD, $500min.deposit Best APY for 12-month IRA: 0.65%, $500 min. deposit Electronic check scanning on mobile devices: Yes Game Changer: “Dare to compare our fees with your bank or credit union.” –Jeff Vachon, SVP/Director of Bank Administration SANFORD INSTITUTION FOR SAVINGS banksis.com Branches: 8 in Maine; ; Non-customer ATM charge: $3; Refund ATM surcharges: Yes,withUltimateChecking. Checking account fee: No Highest savings account APY & terms: 0.45%, Golden Re- wards Money Market, $25,000 min. balance. Credit card APRs for A, B, C credit scores: N/A Best APR for 60-month auto loan: 3.0% Lowest 30-year fixed rate res. mortgage APR: 3.50% Lowest res. mortgage APR & terms: 2.875% 10-15-year fixed. Highest APY opportunity: 2.27%, 10-year Silver Link CD III, $10,000 min. deposit Highest CD APY & terms: 2.27%, 10-year Silver Link CD III, $10,000 min. deposit Best APY for 12-month IRA: 0.32%, $500 min. deposit Electronic check scanning on mobile devices: Yes TD BANK tdbank.com Branches: 40; Non-customer ATM charge: $3 Refund ATM surcharges: with certain accounts. Checking account fee: Free with $100 min. balance. Highest savings account APY & terms:0.40%, $100,00 min. balance Credit card APRs for A, B, C credit scores: 13.24%- 23.24% Best APR for 60-month auto loan: N/A Lowest 30-year fixed rate res. mortgage APR: 3.935% Lowest res. mortgage APR & terms: 3.125%, 15-year fixed Highest APY opportunity: 1.09%, 5-year CD, $250 min. deposit Highest CD APY & terms: 1.09%, 5-year CD, $250 min. deposit BestAPYfor12-monthIRA: 0.25%,$250min.deposit Electronic check scanning on mobile devices: Yes CREDIT UNIONS ACADIA FEDERALCREDITUNION acadiafcu.org Branches: 5; Non-customer ATM charge: $1.50 RefundATMsurcharges: No. Checkingaccountfee: No Highest savings account APY & terms: 0.25%, $25 min. balance CreditcardAPRsforA,B,Ccreditscores: As low as 10.90%. Best APR for 60-month auto loan: 3.19% Lowest 30-year fixed rate res. mortgage APR: 5.64%, with 20% down payment. Lowest res. mortgage APR & terms: 5.30%, 10-year fixed, 20% down payment Highest APY opportunity: 2.02%, 5-year fixed CD Highest CD APY & terms: 2.02%, 5-year fixed Best APY for 12-month IRA: 0.65% Electronic check scanning on mobile devices: Yes Game Changer: “We offer our members competitive rates as well as lower and fewer fees for services. We also offer all the modern conveniences such as mobile and online services that members have come to expect. We make an effort to know all of our members on a first-name basis, which helps us to give absolute top-notch member-care. ”– David Desjardins, President and CEO ATLANTIC REGIONALFEDERALCREDIT UNION atlanticregional.com Branches: 4; Non-customer ATM charge: $2.50 Refund ATM surcharges: No Checking account fee: No Highest savings account APY & terms: 1% Kasasa Sav- ings with checking account. Credit card APRs for A, B, C credit scores: N/A Best APR for 60-month auto loan: 1.99% Lowest 30-year fixed rate res. mortgage APR: 3.621%