(Continued on page 80) Are you looking to grow your small business? Let the SBA experts at Northeast Bank help get you started. As an SBA Preferred Lender, we’ll provide you with: • A Team of highly experienced SBA specialists • A fast, efficient application process • Access to the credit you need to build a successful business We understand small business. To learn more, contact me today: Jonathan W. Smith Director of SBA Lending p: 800.284.5989 x3267 c: 603.812.8278 jsmith@northeastbank.com D e c e m b e r 2 0 1 7 3 7 dollars & sense variable CD Best APY for 12-month IRA: 0.15% Electronic check scanning on mobile devices: Yes EVERGREEN CU evergreencu.com Branches: 4; Non-customer ATM charge: Yes Refund ATM surcharges: No Checking account fee: None for some Highest savings account APY & terms: 0.40% Mile- stone Savings Credit card APRs for A, B, C credit scores: As low as 11.90% APR Best APR for 60-month auto loan: 2.49% Lowest 30-year fixed rate res. mortgage APR: 4.00% Lowest res. mortgage APR & terms: 3.25% 10-year fixed Highest APY opportunity: 1.25%, 36-month CD Highest CD APY & terms: 1.25%, 36-month Best APY for 12-month IRA: 0.70% Electronic check scanning on mobile devices: No Game Changer: “We’ve been recognized by The Maine State Council of the Society for Hu- man Resources Management as one of the best places to work in Maine.” –Jason Lind- strom, President/CEO FIRSTNATIONALBANK thefirst.com Branches: 16; Non-customer ATM charge: $2.50 Refund ATM surcharges: No Checking account fee: None for some accounts Highest savings account APY & terms: First Choice Money Market 0.25%, $100,000 min. Credit card APRs for A, B, C credit scores: N/A BestAPRfor60-monthautoloan: 3.983% Lowest 30-year fixed rate res. mortgage APR: 4.1% (based on Portland area) Lowest res. mortgage APR & terms: 3.6%, 15-year fixed (based on Portland area) Highest APY opportunity: 2.10%, 5-year current special, $500 min. deposit Highest CD APY & terms: 2.10%, 5-year current special, $500 min. deposit Best APY for 12-month IRA: 0.25%, minimum $500 Electronic check scanning on mobile devices: Yes Game Changer: “We’ve expanded our ‘Dream First Rewards’ program for checking ac- counts. You’ll earn discounts with over 100 local merchants, thereby also supporting local business while you shop.”–Susan Norton, Executive Vice President FRANKLIN SAVINGS BANK franklinsavings.bank Branches: 7; Non-customer ATM charge: Refund ATM surcharges: No Checking account fee: None if you meet certain requirements “Every new checking account comes with a 90-day free trial of GenGold–a service which features discounts at more than 1,000 local businesses and on gift cards, world-wide travel, and hundreds of other retailers and services.” – Melissa Rock, Norway Savings