(855)912-8130 dollars & sense 90 p o r t l a n d monthly magazine Highest APY opportunity: 2.02%, 5-year CD, $500 min. deposit Highest CD APY & terms: 2.02%, 5-year CD, $500 min. deposit Best APY for 12-month IRA: 0.45% Electronic check scanning on mobile devices: Yes GameChanger:“Weabsorbtheinitialdepositfor youthaccounts,meaningnewmembersunder 21canopentheirfirstcreditunionaccountsfor freeandbegindevelopinggoodbankinghabits rightaway.”–DianaGarcia,President/CEO NORTHEASTCREDITUNION necu.org Branches: 5; Non-customer ATM charge: $2 Refund ATM surcharges: Yes, if requirements are met Checking account fee: None for some Highest savings account APY & terms: 1.51%, vari- ous accounts Credit card APRs for A, B, C credit scores: 9.99%-15.99% Best APR for 60-month auto loan: 2.24% Lowest 30-year fixed rate res. mortgage APR: 4.017% Lowest res. mortgage APR & terms: 3.424%, 15-year fixed Highest APY opportunity: 1.61%, CD/IRA Highest CD APY & terms: 1.61%, 5-year, $500 min. deposit Best APY for 12-month IRA: 0.40%, $500 min. deposit Electronic check scanning on mobile devices: Yes Game Changer: “We love our community and we show it with charitable efforts , hands-on community involvement, and financial contributions.” –Tim Collia, Northeast Credit Union President and CEO Peoples Choice Creditunion peopleschoicecreditunion.com Branches: 4; Non-customer ATM charge: None for Credit Union customers Refund ATM surcharges: No Checking account fee: None Highest savings account APY & terms: .40%, $250,000 min. balance Credit card APRs for A, B, C credit scores: 9.9%-13.9% Best APR for 60-month auto loan: 2.59% Lowest 30-year fixed rate res. mortgage APR: 4.059% Lowest res. mortgage APR & terms: 3.601%, 15-year fixed Highest APY opportunity: 2.22%, 60-month, $75,000 min. balance Highest CD APY & terms: 2.22%, 60-month, $75,000 min. balance Best APY for 12-month IRA: 2.22%, 60-month, $75,000 min. balance Electronic check scanning on mobile devices: Yes Game Changer: We have all the financial servic-